Reviewing The Latest Interior Design News

Whether you are looking for contemporary designs, commercial interior design ideas, modern furniture or historic relics for your home, design news can offer practical ideas. Many people like to know what they are looking for prior to calling the professional interior designer, so they won’t get talked into anything they may not want.

Generally, the interior designer will be a good listener and communicator, knowledgeable in everything from interior design furniture and lighting to building regulations and kitchen storage space. So what does the moment hold for interior design?

Green building materials, furniture and interior design services are making design headlines all around the world, but particularly in America, in places like Seattle, Portland, New York and Austin. Last year, green building technology found a friend in the money-conscious consumer who was looking to save on his or her energy costs.

Traditionally, sustainable design had been seen as “pricey” and “hardly worth it,” but now prices have dropped and consumers are beginning to see where pennies can be pinched. The LEED standard became the predominant licensing agency and Energy Star appliances became mandatory for government buildings in many states.

More than 14% of all US cities have some kind of “green real estate” program in place and insurers agree to protect sustainable houses. These breakthroughs are clearing the way for a more responsible and environmentally-friendly society.

While it may sound incredulous, the latest interior design news is that music has been added to the interior design services repertoire. Music/architecture specialists from New York and London to Aspen and Belize are creating customized play lists that are synchronized with their clients’ decor. “Hearing the wrong music in the wrong space can be very disorienting,” explains DJ Coleman Feltes, who has created mixes for Versace, Gucci and Dolce & Gabbana fashion shows.

Stylists charge between $ 50 and $ 250 an hour, he says, which is downloaded onto iPods or sent as CDs by mail. For the discerning, high-end clients, atmosphere is everything and the perfect music fits into that paradigm.

Young interior decorators bring their own distinctive visions to the table, according to the latest Baltimore interior design news. For instance, 30-year-old Annie Zemarel Werden, who comes from a background in Italian fashion and landscaping, adores historic items in her professional interior design. “I like to use things that have a sense of history [like an antique mirror], things you find when traveling or antiquing.

I like the charm of an old house,” she explains. Ex-history teacher Charlene Lester says that her style isn’t flashy but is rather practical in her home designs. She adds, “Given the choice of getting something green that costs a couple of hundred dollars more, most of our clients go green.” Italian Expat Fabrizio Fiorini uses “transitional” designs that aren’t exactly contemporary but aren’t traditional either. He goes for “refreshing, upgrading and renovating,” using bold colors and contrasting cold and warm shades.

A free gift awaits you at our portal site, where you can enrich your knowledge further about interior design news . Your comment is much appreciated at our free interior design blog.

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The Latest Owner Builder Home Improvement Loan

Home improvement loans are gaining popularity as more people opt to fix up their homes in today’s economy instead of buying or building new houses. And, saving money during the renovation is more important than ever. The latest twist in the mortgage industry’s home improvement niche allows you to manage the process yourself as an owner builder and cut out the costs of a general contractor.

A home renovation or rehab loan is a great product for a person who either owns a home that needs some work or who has found a home to buy that isn’t quite right. In today’s housing market, there are a myriad of houses to choose from. Indeed, the large number of foreclosures that have flooded the market means that it’s truly a buyer’s paradise in terms of options and prices.

One problem with foreclosures, though, is that they often need some work to fix them up. For many borrowers, that would mean that you first get a loan to buy the property. Then, you find a way to finance the repairs, either through credit cards or a second mortgage – neither of which is a very good option.

However, there is a great home improvement and renovation product that is growing in popularity around the country, because it allows you to purchase or refinance a home while wrapping in the costs of repairs/ improvements. To make the product even more exciting, you are allowed to manage the process yourself without hiring a general contractor. This is known as owner builder construction, or, in this case, owner builder renovation.

Many people mistakenly think of owner builder construction or renovation as a process that requires you to do the labor yourself. However, this couldn’t be farther from the truth. In reality, owner builder renovation simply means that you will manage the process by hiring your own sub-contractors and avoid the costs of a general contractor.

Obviously, the more extensive the workload, the more money you will save as an owner builder. But, in today’s economy, every penny saved is helpful, even on smaller home improvement projects. The key is knowing where to get the right financing.

If you want to be an owner builder and manage your home improvement project yourself, you can finance it through the government-insured Federal Housing Administration (FHA) 203(k) Streamline loan. This specific product will allow borrowers to buy or refinance an existing home, and you can wrap in the costs of home improvement repairs up to $ 35,000.

And, the best part is that you don’t have to hire a general contractor. You can be an owner builder and manage the process yourself. If you want to do some of the labor on your own, then you must show that you are truly qualified by submitting licensing and resume information to the lender. However, even by simply managing the process yourself, you can cut out the costs of the general contractor and save some money on your home improvements.

If this type of home improvement appeals to you, there are some restrictions you should be familiar with. First of all, the loan is not designed for any structural repairs. Instead, it is designed for you to fix items such as new appliances, counters, cabinets, flooring, painting, energy efficient improvements, plumbing, heating, electrical, roofing, porches, etc. So, you can see that there is a pretty extensive list of improvements that fall under the umbrella of this product.

As the owner builder, you hire whomever you wish to use as your sub-contractors. Your loan will take into account the appraised value of the home once it improvements are done. In this way, you won’t have two sets of mortgages – just one loan will cover the purchase and the home improvements together.

As a borrower for the loan, you must meet some minimum qualifications. FHA sets some guidelines, but individual lenders will also apply their own set of criteria for these products. In general, though, most borrowers will need to have FICO credit scores above 580. And, you will need to be able to document enough income to qualify for the new house payments plus your regular monthly expenses. The maximum down payment ever required is 3%, and the borrower typically does not need to have any money leftover in savings (a.k.a., reserves).

These liberal guidelines make the FHA 203(k) Streamline loan a great option for people who otherwise wouldn’t qualify for an owner builder rehab or construction loan. So, if you are someone who likes the idea of being an owner builder to save money during construction or rehab, you may want to consider this government-insured home improvement loan.

Chris Esposito specializes in owner builder construction loans and owner builder renovations or rehabs. If you want to learn more about the process and the potential equity savings, call (877) 876-3688 to speak with a representative. Or, visit

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Improving Mobility Of Incapacitated and Elderly Folks Using The Latest Home Elevators Models

Article by Lee Smith

People in their old age find it difficult to climb up or down the stairs of their homes, even if it is only at the ground floor. Does that mean that their own movements should be limited just to the ground floor? Not at all! When you decide to build a new house or redesign your existing home, it will be a good idea if you can incorporate a home elevator in your plans. For the latest in home elevator technology contact Charlotte elevator repair.

If you feel that installing a home elevator calls for a major structural change in the plans prepared and will cost you so a lot, then you are completely wrong . The home lift is a simple equipment to install, does not need main changes and the price is also reasonable considering the freedom of movement that it will provide to the seniors in the house. And in certain occasions, God forbid, when somebody gets injured or gets sick, they can always make use of the home elevators to move around from one floor to the other.

The first thing that comes into mind with the word ‘elevator’ is typically a rectangular-shaped box with sliding doors. While this applies to home elevators too, they are mostly found in large houses where there is enough space to set them up . But more popular models are the stair elevators available for both directly and curved stairs. This is a simple apparatus that looks similar to a chair with an attached motor beneath it. The hand rails of one side, commonly the one near the walls, are modified to support the sliding rails through the step of the stair elevator, move upward or downward. The operation of this model really is easy and the elderly people may easily manage this with a little training and demonstration from the company who installed it . To be able to transport larger numbers of people in a place of business get in touch with Charlotte escalators.

People who bound to limited movement due to old age, individuals with arthritis, pregnant women, and in special occasions, those that have injuries which constrain their mobility to try and do a few strides, are significantly benefited by these home elevators.

The latest models available in the market are really the compact and user-friendly models. They tend to be operated with remote control and can be conveniently stationed in the landings. The actual arm rests are collapsible as well as the foot rests. With a just a click of a button on the remote the chair will come right down to the base of the actions. Collapsing the arm rests as well as locking footrest are very easy to do. There is a seatbelt to secure the person safely to the chair while one is moving. With the remote control set in the arm rest, anyone can either climb up or even down anywhere the house with the gentle sliding motion of the chair through the slots customized for them.

Info on are a real advantage to the elderly and disabled’ s movements which will enable them to move about from one ground to the other. . These devices definitely assist the elderly to have their dignity and confidence . There is no need to be worried because after the sale of the unit, the customer care service immediately works on the proper agreements should any breakdown of the unit arises in the near future.

For the latest in home elevator technology contact Charlotte elevator repair